Commercial real estate from Mortgage Cap Financial.
Mortgage Capital Financial

PHONE: 212-631-4272 | CALL TOLL FREE 1-800-689-0706 | FAX: 212-208-3069
email us

Commercial Real Estate Financing commercial mortgages construction loans
Acquisition / Construction / Improvement / Refinance

Loan Size....................$3,000,000 to $250,000,000.
Advanced Rate..........Up to 100% financing available.
Loan-to-Value............General purpose.......Up to 90%.
                                    Special purpose........Up to 80%.
Term...........................Up to 30 years, fully amortized.
Collateral...................First liens on assets financed.
Rates/ Fees...............Vary based on qualification.

DEBT FINANCING FOR MAJOR PROJECTS

   When contemplating a major improvement or development project, the selection of a lender is of paramount importance.  You want an experienced top financial institution big enough to serve all the needs of your project, and yet provide you with direct individual attention in a manner designed to accomplish the desired end with the utmost expediency.

     We offer private lending services with a client centered philosophy and a level of unrivaled accessibility.  Backed with a funds pool of well over a hundred billion dollars, our global capabilities allow us to quickly meet all project financing needs, whether they be for major business enterprise, world governments, or high net worth individuals.  You will benefit from our extensive world-wide abilities easily affording us the opportunity to finance virtually every feasible and fundamentally sound project at very competitive rates and costs.

    We look forward to arranging financing for corporations, trusts, institutions, governmental agencies, and individuals from all over the world.  As you will see, the terms, conditions and interest rates of loans we arrange are flexible and competitive.  We don't think you to find better financing anywhere.

    To assist in your decision to call upon us to arrange your financing, we have set forth below answers to some of the more obvious questions:

Q:  What types of projects qualify for these loans?

A:         Arena and Recreational Facilities
             Business and Commercial Projects
             Construction and Development
             Hospitals and Health Care Facilities
             Hotel Development
             Infrastructure Development
             Internet and High Tech Projects
             Liquid Asset Loans
             Mining and Exploration
             Oil and Gas
             Motion Picture Production
             Ocean Vessel and Aircraft Loans
             Hydroelectric (Dams) and Power Generation Plants

             Real Estate Development

             Transport
             Telecommunications
             Timber and Forestry
             And others for consideration....

Q:  What are the minimum and maximum loans that may                  be requested?

A:         The minimum loan is $3 million US dollars.  There is no                    maximum.

Q:  What are the rates of interest and terms under which these loans are made?

A:         Rates and terms are dependent upon specific project and may be floating or fixed and the index used can be LIBOR, prime, or treasury note index.  Other cost of fund indexes can be used.

Q:  What is the maximum loan to value of these loans?

A:         The maximum private loan to value is 90%.   Loans to, or guaranteed by, governmental agencies may vary.
Q:   Any limitations on use of loan funds?

A:        Loan funds can be used for construction, acquisition, or rehabilitation of projects.  Funds have to be used for business purposes and no part of any funds loaned can be used for personal purposes, must be used for business and real estate investment purposes and construction loans will typically have draw down features.

Q:  How are these loans collateralized?

A:         There is a minimum opening collateral requirement of 10% of the total project cost in cash or negotiable securities issued by a top 100 world bank.  Either the cash or the securities will be held in an account with a major bank under assignment to the lender for the entire term of the loan.  When the loan is repaid as agreed, the 10% on assignment is returned to the borrower.  The land, the completed portions of the project itself, and materials delivered to the job site, shall be additional collateral for the loan.  Again, collateralization of loans to, or guaranteed by, agencies of government may vary, particularly with respect to the opening 10% requirement.

Q:  How and when are these loans funded?

A:         Loans are funded on a schedule as development reaches the various benchmarks determined by the lender's job auditor.   The completion of the project.

Q:  How do we apply for these loans?

A:         You will prepare a Request for Funding Letter briefly stating your intent and purpose for the loan.  You will provide us with a brief Executive Summary which will include time lines, a budget summary, a project completion schedule with benchmarks for progress draws, a five year cash flow study and details concerning the history and background of your management team. And, finally, we ask that you provide a brief letter on the Client's stationery retaining this company to arrange the Client's financing.  When your application package is complete, it will be submitted to this company by fax at 212-208-3069... or by
 e-mail.

Q:  Do you work with brokers?

A:         Yes... brokers are welcome and they are protected with respect to their agreements with their clients, so long as they follow our submission procedures. 

Q:  How long does it take for approval and funding of these loans?

A:         After the information submitted is deemed acceptable by our lender, the borrower will receive a complete schedule of additional documents and exhibits needed to conduct the appropriate due diligence, and to formally underwrite the project.  The average time to closing after receipt of this additional information, is about 20 to 45 days.  Funding will occur upon completion of various phases of the project as set forth the Progress Draw Schedule as approved by the lender's job Auditor.

This dissertation should have provided you with information useful to your funding needs.  If you believe your project meets the criteria outlined here, we encourage you to submit the appropriate documents.  We will consider your proposal carefully and provide you with rapid initial response.   

We will review a summary of your project and in fact we can e-mail you our questionnaire for you to complete however please keep in mind that serious interest on our lender agents’ part can only be given after submission of complete documentation.

Real Estate Loan Submission FormClick here for Loan Submission Form, please complete and
e-mail or fax back to us so we can review your project (in Word).

or in Adobe Acrobat format


Loan Types | Information Needed | Construction Loan Documents | Property Types

Commercial Loan Application Forms | Business Loan Program | Commercial Real Estate Loans

Construction Financing Program | Fixed Rate Financing Program | Real Estate Financing Program | Joint Venture Funds

Rental Properties Checklist | Income Properties Checklist |
Construction Lender Checklist

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Loans provided are only for business and investment purposes.  Only business and investment property and other business assets can be used to collateralize any business and / or real estate loan request.  Funds can not be used for any personal purposes and can be only used for commercial business and investment purposes. Borrower may be required to use single purpose borrowing entity which could take the form of a limited liability company or corporation.  The first step to begin to see if there is an interest in your business or real estate financing request is to complete the Loan Submission form and either e-mail or fax back to Mortgage Cap Financial.
Last update 01/01/2008.
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